(866)-436-9022
  support@nationalepayment.com

  36-36 33rd Street Ste 203, Long Island City NY 11106.

Phone Processing Merchant Account Rates

The following lists our phone processing rates. This allows you to charge any credit card by using any touch tone phone. The card may or may not be physically present.

Service Industry Average
Phone Discount Rate 2.65% 2.05%
Phone Transaction Fee $1.00 - $1.50 79 ¢
Monthly Service/Support/Statement Fee $10 - $15 $9.95

Other Fees :
(most clients do not experience these fees)

Service Industry Average
Voice Authorization Fee Note: only charged if you call the 800voice auth line to authorize a transaction.
$1.50
95 ¢
Surcharge (corporate & international)
+ 3%
+ 1.98%
Chargeback / Retrieval Fee Note: only charged if your customer disputes a charge. In practice this rarely happens.
$35
$25
ACH Reject Fee Note: only charged if you lack funds in your bank account to cover credit card fees or debits.
$30
$25

Most other providers will try to charge you the following fees. We do not!

Service Industry Average Merchant Accounts Express
Annual Fee up to $195 Up to $99.95
Batch Fee 30 ¢ $0
Application Fee $75 - $125 $0
Setup Fee $50 - $150 $0
Programming Fee $50 - $95 $0
Monthly Maintenance Fee $0 - $10 $0
Checking Account Change Fee $20 $0
Overlimit Fee varies $0
Authorize.net Gateway Setup $99 - $299 $0
Authorize.net Transaction Fee 10 ¢ $0
JPOS Retail Swipe Software $175 - $395 $0
Check-by-phone/fax PC software $149 $0
Web Shopping Cart $299 $0
American Express Setup $25 - $50 $0

Contact Us


  • National Epayment ® is a registered ISO of the following Banks:
  • Wells Fargo Bank, N.A., Walnut Creek, CA
  • Esquire Bank N.A., Jericho, NY
  • American Express may require separate approval.
  • All Rights Reserved, Reproduction without the written consent of National Epayment ® is prohibited.
 (866)-436-9022
  support@nationalepayment.com

  36-36 33rd Street Ste 203, Long Island City NY 11106.
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